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UChoose Rewards
With a Space City CU VISA Check Card you
can earn rewards for buying the things you need every day. Simply use your Space City CU
Check Card on the "signature" side to earn points automatically. Rewards begin
at just 1,500 points, so you'll be ready to redeem your points in no time!
Choose from a wide array of exciting options, including: shopping and dining rewards,
brand-name merchandise, round-trip airline tickets, and more!
To redeem your points for gift certificate and merchandise rewards, simply register your
card at www.UChooseRewards.com. Then you can log
in anytime to view your points and select the items you wish to order.
* PIN based transactions are
not eligible for reward points. Space City CU reserves the right to deduct points for any
reason deemed necessary. See www.UChooseRewards.com for terms and conditions.
Questions & Answers
How do I earn
points?
You can earn points for all
qualifying purchases (less returns) by using your check card to pay for gas, food,
merchandise, and other goods and services. You will receive 1 point for each full $2 spent
on a signature based transaction with your Space City CU VISA Check Card.
What is a "signature based" transaction?
When using your check card to make a purchase, you usually have the option of making a
"debit" transaction or a "credit" transaction. In order for the
transaction to be a "signature-based" transaction, you must choose
"credit" and sign for the purchase. In addition, most debit card transactions
done by phone, mail, or internet are considered signature-based, even though you do not
actually sign anything.
**When at the store if the machine automatically asks for your PIN after you swipe your
card press cancel and the signature line will come up for you to sign and the transaction
will be processed as a signature-based transaction. Many stores automatically ask for the
PIN in attempt to force the purchaser to input their PIN so the transaction will be
processed as a PIN or POS transaction. PIN or POS transactions will not earn reward
points.**
What is a "PIN based" transaction?
When using your check card to make a purchase, you would select "debit" and
enter your PIN to complete the purchase. "Pin Based" transactions will not
generate Reward Points, ALWAYS select "Credit" to earn points.
Do I earn points for transactions at an ATM?
Points cannot be earned on personal banking transactions such as ATM withdrawals,
deposits, balance inquiries, transfers, and cash advances.
When do I begin earning points?
You begin earning points immediately. Your point balance will be updated by the 10th day
of each month reflecting the points you earned throughout the previous month. You can
check your points earned by going to www.UChooseRewards.com, entering your username and
password, and then clicking "My Account" on the navigation bar.
Will I be charged any fees or interest?
There are no fees to participate in the rewards program but there may be processing fees
applied to the redemption of some rewards.
What can I redeem my points for?
You may redeem your points for merchant certificates, hotel stays, airline tickets, and
many other valuable items.
How do I redeem points?
For gift cards, merchandise, and other certificates, simply log in to www.UChooseRewards.com.
When can I begin redeeming points?
As soon as you have earned a minimum of 1,500 points, or you can continue to accumulate
points for bigger rewards.