Guaranteed Asset Protection (GAP) Insurance
If your vehicle is stolen or totaled in an accident, your insurance will pay only the fair market value, which could be substantially less than what you still owe on the loan. GAP protects you against costly out-of-pocket expenses by paying what your insurance doesn't.
Extended Warranties
Consumers who purchase a vehicle want to experience reliability, comfort, and convenience. We provide Vehicle Service Contract programs for new and used vehicles, that emphasize the benefits of the purchase and eliminate the worry of potential repair costs or inconveniences.
Protection and comfort
Regardless of the product option, we provide a standard set of benefits providing added protection and comfort.
Consumer Needs |
Our Benefits |
Security |
We have nearly 30 years of proven experience in the vehicle service industry. We are vertically integrated, have an AA investment portfolio and Heritage Indemnity Company is Rated A- by A.M. Best Company |
Value |
On average, our Contracts cost less than one moderate failure and the cost of the product can be rolled into the monthly vehicle payment. |
Selection |
We provide a full range of Vehicle Service Contracts, from comprehensive exclusionary to stated component coverage options to meet every need. |
Endurance |
If the covered vehicle is sold, the remaining contract coverage may be transferred to the new owner providing a higher resale value. |
Safety |
We want consumers to feel safe while on the road. Our roadside assistance benefit provides you with 24/7 emergency roadside services, including lockouts, tire changes, jump starts, fluid delivery and towing. |
Reliability |
We understand the reliance people have on vehicles. We provide reimbursement for car rental while the covered vehicle is being repaired. |
Comfort |
We believe consumers should feel comfortable that they'll be taken care of, even when away from home. If the covered vehicle has a mechanical breakdown while far from home, we provide reimbursement for required lodging and meals. |
Flexibility |
If it's not possible to bring the covered vehicle to the selling Dealership for repairs, we offer the choice of using the licensed repair facility that is most convenient. |
Simplicity |
With efficient customer focused processes and claims representatives averaging 15 years of industry experience, we provide quick and easy claims solutions online or over the phone. |
